Financial Calculators for Smart Planning
Make informed financial decisions with our suite of professional calculators
Loan EMI Calculator
Calculate your monthly EMI payments, total interest, and view detailed payment schedule.
GST Calculator
Calculate GST amount, final price, and break down GST components easily.
Income Tax Calculator
Estimate your income tax under both old and new tax regimes.
Loan Comparison
Compare different loan offers to find the best option for you.
Why Use Our Financial Calculators?
Accurate EMI Calculations
Our EMI calculator uses the standard amortization formula recommended by banks. It considers principal amount, interest rate, and tenure to give you precise monthly payments.
GST Made Simple
Calculate GST for different tax slabs (5%, 12%, 18%, 28%) instantly. Understand the breakdown of CGST, SGST, and IGST components.
Tax Planning
Compare your tax liability under both old and new tax regimes. Factor in deductions and exemptions for accurate tax estimation.
Smart Loan Comparison
Compare multiple loan offers side by side. Consider EMI, total interest, and processing fees to find the most cost-effective option.
Key Features
Secure & Private
Your financial data stays on your device. We don't store any personal information.
Real-time Calculations
Get instant results with our fast and accurate calculation engines.
Easy to Use
Simple, intuitive interface designed for everyone, from beginners to experts.
Free for Everyone
All our financial calculators are completely free to use, no hidden charges.
Financial Tips & Guidelines
- Keep your EMI below 40% of your monthly take-home salary for better financial health
- Compare loans from multiple lenders to get the best interest rates
- Consider prepayment options to reduce your total interest burden
- Keep all GST-related documents organized for easy tax filing
- Stay updated with the latest tax slabs and deductions for optimal tax planning
- Maintain an emergency fund equivalent to 6 months of expenses
- Review your financial plan annually and adjust based on life changes
- Consider inflation while planning long-term financial goals
Understanding Financial Planning
Short-term Planning
Focus on immediate financial needs like emergency funds, monthly budgets, and debt management. This includes managing daily expenses and building a safety net.
Medium-term Planning
Plan for goals 2-5 years away like buying a car, home renovation, or children's education. This involves saving and investment strategies.
Long-term Planning
Focus on retirement planning, wealth creation, and legacy planning. This includes pension planning, insurance, and estate planning.
Financial Health Checklist
Essential Financial Habits
- Track your income and expenses regularly
- Save at least 20% of your income
- Pay bills on time to maintain good credit
- Review your financial goals quarterly
- Invest in your financial education
Red Flags to Watch
- EMIs exceeding 50% of monthly income
- No emergency fund
- Relying on credit cards for daily expenses
- No retirement planning
- Ignoring insurance needs